Thoshika vs Rippling and Gusto
Payroll without the base fee.
Rippling and Gusto are leading US payroll products. Thoshika runs payroll at a published per-employee price, and adds accounting, sales and operations on the same records.
How they compare
| Topic | Thoshika | Rippling and Gusto |
|---|---|---|
| Published price | People: $6 per employee a month billed annually, $7.50 monthly. No base fee | Gusto: $49 + $6, $80 + $12 or $180 + $22 per person a month. Rippling: from $8 per employee plus a base fee it does not publish |
| Free trial | 14-day trial of every app, plus a 30-day money-back guarantee | Gusto is free until your first payroll |
| Free trial | 14 days | Rippling: no trial listed |
| Contract | Monthly, or annual with 20% off; 30-day money-back guarantee after first payment | Gusto: month to month |
| Switching | Free migration from Gusto, QuickBooks or Zoho, done for you, with year-to-date pay | Gusto: free for simple migration. Rippling: imports year-to-date payroll |
| Beyond HR | Books, CRM, Projects, Procurement, Inventory, Support and more on the same records | Rippling: HR, IT and finance products. Gusto: payroll and HR |
What you get by switching
A price you can read
$6 per employee a month on annual billing, with no base fee.
Payroll posts itself
Payroll runs and expense claims post journals to Books by department and location. No export, no re-keying.
HR with security built in
IGA Essentials opens accounts on hire, changes them on role moves and closes them on exit in Google Workspace, Microsoft 365, Slack, GitHub and Zoom.
Free migration
We bring employees, pay history and year-to-date figures across from Gusto or QuickBooks, at no charge.
Payroll and HR for 25 employees
Published list prices, excluding sales tax.
| Thoshika | What it covers | Per month |
|---|---|---|
| Thoshika People | $6 × 25 employees, annual billing | $150 |
| Total | $150 a month |
| Rippling and Gusto | What it covers | Per month |
|---|---|---|
| Gusto Simple | $49 + $6 × 25 | $199 |
| Gusto Plus | $80 + $12 × 25 | $380 |
| Rippling | From $8 × 25 plus an unpublished base fee | From $200 + base |
| Total | From $199 a month |
Gusto prices are from its published pricing page and may vary by plan. Rippling does not publish its base fee. Features differ between plans; compare what you need before you decide.
Where Rippling and Gusto is strong
Good software, and the right choice for some companies. Here is what it does well.
Rippling: breadth across HR and IT
Rippling puts HR, IT and finance data on one platform, with automation across them.
Gusto: simple to start
Month-to-month terms, free until your first payroll, and automated transfer from QuickBooks and ADP.
Both: US payroll focus
Both are built around US payroll and have long track records running it.
Moving from Gusto or Rippling
Free, and done for you. The cleanest time to switch payroll is the start of a quarter.
Export
Export employees, pay rates, deductions and year-to-date payroll from your current provider.
Parallel run
We import with a dry run, then run one pay period in parallel so you can compare pay stubs line by line.
Go live
Switch at the start of the quarter, so Form 941 and W-2 figures are complete in one system.
Thoshika vs Rippling and Gusto: questions
Is Thoshika cheaper than Gusto?
At list prices for 25 employees, Thoshika People is $150 a month on annual billing against $199 for Gusto Simple and $380 for Gusto Plus. Plans differ in features, so compare what you need.
Does Thoshika file payroll taxes?
Thoshika calculates federal and state withholding, FICA, FUTA and SUTA every run and prepares Form 941, Form 940, W-2 and W-3. Our managed services team can prepare filings for you, with licensed filings signed by partner CPAs.
Can we bring year-to-date payroll?
Yes. Year-to-date figures and earlier pay history are imported, so year-end forms are complete.
Is there a free trial?
Yes, 14 days, and a 30-day money-back guarantee after your first payment.
Sources
Based on public information checked on 16 October 2026. Product names are trademarks of their owners and are used only to identify them. Prices and features change; if anything here is out of date, write to [email protected] and we will correct it.
Judge it on your own numbers
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